At War with the Weather
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The United States and other nations are facing large-scale risks at an accelerating pace.

In 2005, three major hurricanes—Katrina, Rita, and Wilma—made landfall along the U.S. Gulf Coast within an eight-week period. The damage caused by these storms led to insurance reimbursements and federal disaster relief of more than $180 billion—a record sum. Damages from "Superstorm" Sandy in 2012 are estimated at nearly $65 billion dollars.

Today we are more vulnerable to catastrophic losses because of the increasing concentration of population and activities in high-risk coastal regions of the country. The question is not whether but when future catastrophes will strike.

Who should pay the costs associated with catastrophic losses suffered by homeowners in hazard-prone areas?

In At War with the Weather, Howard Kunreuther and Erwann Michel-Kerjan and their colleagues deliver a groundbreaking analysis of how we currently mitigate, insure against, and finance recovery from natural disasters in the United States.


Vast data collection and in-depth empirical analysis that make this the most comprehensive book written on these critical issues in the past 30 years.

A better understanding of how individuals decide whether or not to protect themselves against natural disasters.

A set of guiding principles for using insurance to deal more effectively with these events.

Key lessons from the financial management of natural disasters to be applied to other global risks such as pandemics, financial crises and terrorism.

Innovative ideas for the private sector, and sustainable public policy solutions to protect trillions of dollars of assets and the residents at risk in hazard-prone regions.

At War with the Weather Cover

For media/publicity requests contact Carol Heller 215.898.5688